International Journal of Emerging Research in Engineering, Science, and Management
Vol. 5, Issue 1, pp. 69-76, Jan-Mar 2026.
https://doi.org/10.58482/ijeresm.v5i1.5

Received: 21 Dec 2025 | Revised: 19 Feb 2026 | Accepted: 11 Mar 2026 | Published: 18 Mar 2026

This work is licensed under a Creative Commons Attribution 4.0 International License.

Financial Literacy, Entrepreneurial Orientation, and Students’ Career Readiness in Dennis Osadebay University

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*Efemena Otejiri Oliogu

^Stephen Emeka Arinze

*Oghenekparobo Ernest Agbogun

~Udoka Bernard Alajekwu

~Vincent N. Ezeabasili

*Department of Banking and Finance, Faculty of Management Sciences, Dennis Osadebay University, Asaba, Nigeria.

^Department of Business Administration, Chukwuemeka Odumegwu Ojukwu University, Anambra, Nigeria.

~Department of Banking and Finance, Chukwuemeka Odumegwu Ojukwu University, Anambra, Nigeria.

Abstract: As the global labour market becomes highly saturated, most Nigerian graduates are finding it difficult to start a sustainable career path. Hence, it is highly imperative for Nigerian graduates to be both financially literate and entrepreneurially oriented should they desire to forge a career path. This study investigated the effects of entrepreneurial orientation (EO) and financial literacy (FL) on career readiness among Accounting, Banking, and Finance students in Dennis Osadebay University (DOU), Asaba, Nigeria.  A quantitative design was utilized. Questionnaires were distributed to 193 Accounting, Banking, and Finance students in the Faculty of Management Sciences. 25 students were surveyed to test the questionnaire’s reliability using Cronbach’s alpha. Regression analysis was the primary estimation technique used to test the relationships among financial literacy, entrepreneurial orientation, and career readiness. Cognitive factors (financial literacy) and behavioural factors (entrepreneurial orientations such as innovativeness, proactiveness, and risk-taking) are positively associated with students’ career readiness.  These findings underscore that both financial literacy and entrepreneurial orientation are critical factors shaping students’ career readiness.

Keywords: Financial Literacy, Entrepreneurial Orientation, Career Readiness, University Students, Dennis Osadebay University.

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